THE FIVE THINGS THAT DETERMINE YOUR TRUE CREDIT SCORE

 Here Is The Five Parameters Your True Credit Score Is Broken Down Into:

• 35% Payment History
• 30% Debt to Income Ratio
• 15% Length of Credit History on File
• 10% New Credit History
• 10% Types of Credit Used

Essentially your true credit score is primarily based off of these five parameters, however each parameter are differently weighed percentages and are not equivalent to one another. The bulk of your score amounts to your payment history and your debt to income ratio, which comes to a grand total of 65% of your credit score.  The first step to improving your score is to tackle the bulk areas that impact your credit score the most.