Single-column • Black/white • Alabama metro voucher auto-detect •
Model A: Live-In 24/7 Caregiver cost included in DSCR.
1. Property & Loan
2. Remodel & Costs
3. Voucher + Shared Housing Setup
Leave rent fields blank and the calculator will auto-fill 1BR / 2BR / 3BR payment standards
based on the ZIP (JCHA for Jefferson/Shelby/St Clair + HUD FMR for all Alabama metros).
Shared Housing (One Veteran per Bedroom)
4. Live-In 24/7 Caregiver (Model A)
Model A assumes one live-in caregiver covering 24/7 with sleep time (not 3 paid shifts).
You can use a daily stipend or enter a fixed monthly amount.
This cost is treated as a monthly operating expense in DSCR.
Example: $200/day × 30 ≈ $6,000/month. Override if you negotiate a flat monthly rate.
5. Run Analysis
No ZIP / Manual Rents
Tip: enter ZIP, leave rents blank, then click Calculate DSCR to auto-fill voucher payment standards.
6. Results (Whole Property)
Gross Monthly Rent (from units)
$0
Monthly Principal & Interest
$0
Taxes + Insurance (monthly)
$0
Maintenance / Vacancy (8% of rent)
$0
Caregiver (live-in, monthly)
$0
Total Monthly Expenses
$0
Net Monthly Cash Flow
$0
Net Annual Cash Flow
$0
DSCR (Gross / Expenses)
0.00
Shared Housing Snapshot
Unit Payment Standard (by bedroom count)
$0
Veterans (tenants)
0
Per-Veteran Prorated PS
$0
Estimated Total HAP
$0
7. Comps & ARV (Manual for Now)
Click Fetch Comps as a placeholder (for a future Realtor.com/MLS API). For now, paste or type up to 5 comps manually.
The calculator will compute price-per-sq-ft, average PPSF, ARV and a 70% Max Buy Price.
Manual Mode Active
#
Comp Address
Sale Price
Sq Ft
Price / Sq Ft
1
$0
2
$0
3
$0
4
$0
5
$0
Average Comp Price / Sq Ft
$0
Estimated ARV (subject sqft × avg PPSF)
$0
Max Buy Price (70% rule – ARV × 0.70 − Rehab − Closing)