Terms of Service

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Terms of Use Agreement

Last Updated: July 2025

This Website Terms of Use Agreement (“Website Terms”) is between you and Credit Excellent LLC dba Superior Credit Repair (“Credit Excellent,” “we,” or “us”), including its affiliates, subsidiaries, successors, and their respective agents, employees, and officers.

Primary Business Address:
1 Perimeter Park S, Suite 100N, Birmingham, AL 35243

Other Service Locations:
7027 Old Madison Pike, Suite 108, Huntsville, AL 35806
Montgomery, AL 36104
Mobile, AL 36602
Atlanta, GA 30303

These Terms govern your use of www.superiorcreditrepaironline.com, your engagement of Credit Excellent LLC dba Superior Credit Repair’s services, and any request that we contact you regarding credit education or repair services.

1. Agreement to Terms

By using this Website or engaging our services, you agree to be bound by these Terms of Use. If you do not agree, discontinue use immediately.

2. Arbitration Agreement

By using this Website or our services, you agree to binding arbitration on an individual basis. You waive your right to a jury trial and to participate in any class action. Arbitration will be administered by the American Arbitration Association under its current rules. You may arbitrate in any U.S. jurisdiction, and Credit Excellent LLC will reimburse up to $300 of your arbitration filing fee. This agreement is governed by the Federal Arbitration Act.

3. About the Website

This Website provides information about Credit Excellent LLC’s services and allows users to request consultations, learn about credit repair, and access educational resources.

4. Signing Up for Services

By requesting a consultation, you authorize Credit Excellent LLC to obtain your credit report as allowed by the Fair Credit Reporting Act (FCRA). You agree to provide accurate information and update it as needed.

5. Client Accounts

Enrolled clients are governed by a separate written Client Agreement. Access to online account information is available through a secure client portal.

6. Ownership and Intellectual Property

All Website content, including text, graphics, and logos, is owned or licensed by Credit Excellent LLC dba Superior Credit Repair and may not be copied or reproduced without written consent.

7. Permitted Use

You may use this Website only for lawful, personal, non-commercial purposes. Unauthorized use, reverse engineering, or data collection is prohibited.

8. License Grant

By submitting information to us, you grant Credit Excellent LLC permission to use that information to provide requested services and communications.

9. Links to Other Sites

Our Website may include links to third-party websites. We are not responsible for the content or practices of those sites.

10. Disclaimer

The Website provides information for educational purposes only and does not constitute legal or financial advice. All materials are provided “as is.”

11. Limitation of Liability

Credit Excellent LLC dba Superior Credit Repair shall not be liable for any indirect or consequential damages arising from the use of this Website or its services.

12. Indemnification

You agree to indemnify and hold harmless Credit Excellent LLC and its employees and agents from any claims resulting from your misuse of this Website or violation of these Terms.

13. Privacy and Data Use

Our data practices follow FTC, CFPB, and FCRA standards. Please review our Privacy Policy for full details.

14. Electronic Communications

You consent to receive communications electronically and agree to keep your contact information current.

15. Governing Law

These Terms are governed by Alabama law, except that the arbitration clause is governed by federal law.

16. Confidentiality and Security

Do not send confidential information via unencrypted email. You are responsible for protecting your login credentials and all account activity.

17. No Legal Advice or Guaranteed Results

Testimonials or examples shown are for illustration only. Individual results vary.

18. Entire Agreement

These Terms, along with our Privacy Policy and Client Agreement, represent the full agreement between you and Credit Excellent LLC dba Superior Credit Repair.

Contact Information

Credit Excellent LLC dba Superior Credit Repair
1 Perimeter Park S, Suite 100N, Birmingham, AL 35243
7027 Old Madison Pike, Suite 108, Huntsville, AL 35806
Montgomery, AL 36104
Mobile, AL 36602
Atlanta, GA 30303
Email: [email protected]
Phone: 888-715-2400
Website: www.superiorcreditrepaironline.com