If you’re a first time home buyer in Alabama, you have numerous options and opportunities ahead of you. Your first home purchase can be stressful, but don’t worry. Superior Credit Repair has the answers. Our Alabama Home Buyer Program is here to help.
Check your credit score. Don’t put this off until the end of the process. If your scores aren’t where they need to be then we can help raise your scores through our Alabama Home Buyer Program. Check your credit score to determine whether you’ll be able to qualify for the mortgage you need. Compare mortgage rates in your area. This one is arguably the most important.
A COMBINED OR INDIVIDUAL GROSS INCOME OF $35,000 * 3 = $105,000
This will give you an idea of what you need to be looking for price wise for a home. Find out what loan types and programs are available. There are many mortgage options to choose from, and as a first time home buyer with a clean slate, you can select from nearly any of them if you qualify. Our Alabama Home Buyer Program will make it a priority for you to have many mortgage options available to you. One to consider is the FHA mortgage. The FHA program offers unique benefits such as only 3% down to first time home buyers. You will need a middle score of 640 with no late payments or collections in the past 12 months. For more details and info give us a call.
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