Introducing Alabama Housing Finance Authority’s Step Up Mortgage Program AHFA’s Step Up program is the first down payment assistance program designed specifically for Alabama’s moderate-income home buyers. Step Up helps those whose incomes can sustain a market-rate mortgage but whose savings fall short of the amount needed for entry costs like a down payment,…
This is the amount of interest over a period of 30 years for some one with a great credit score. For example you have a 3.9 % interest rate for a $100,000 dollar home loan. Your payment is only $471.67 a month. This is showing you in detail what you would be paying. The principal is you…
Birmingham AL Credit Repair One helpful thing to do before you ever apply for any loan is to call all the companies that you currently have credit cards with. Find out when they report to the Credit Bureau’s not when the bill is due. For instance say you pay all your bills with your credit cards…
THE FIVE THINGS THAT DETERMINE YOUR TRUE CREDIT SCORE Here Is The Five Parameters Your True Credit Score Is Broken Down Into: 35% Payment History 30% Debt to Income Ratio 15% Length of Credit History on File 10% New Credit History 10% Types of Credit Used Essentially your true credit score is primarily based off of these…
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Birmingham Credit Repair Specialists Even if your credit score is good enough to get a loan, improving it by just a few more points can save you thousands. Using credit repair to increase your credit score from 480 to 720 can save you a hundreds of dollars or more per month on your mortgage payment;…
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Credit Repair Birmingham, AL Do you know how bad credit can affect your life when it comes to a car, insurance, home or your job??? It will affect your whole life! Credit Repair in Birmingham, AL has been Crucial Ever since the Fair Credit Reporting Act made credit repair possible. Superior Credit Repair, since 2001,…
We do Credit Repair, Debt Counseling, Credit Boosting, and Restoration for individuals or Couples needing financial freedom. There are no obstacles that we cannot address. Whether ones’ concerns are with buying a car, home, or becoming debt free. Everyone deserves a second chance at a clean slate. Giving Individuals the Financial Freedom they deserve. Superior Credit…