Birmingham Alabama Lease-Purchase to Buy
All lease purchases offer homeownership opportunities to consumers who can’t qualify for a loan because for their credit status, but who are prepared to improve their credit. The objective is to improve the credit scores, credit history, and credit status before the option to buy expires, then they will qualify for the mortgage they need to exercise the buy or purchase option.
BAD CREDIT CAN BE FIXED…!!!!!
We can help lease purchase home buyers in Birmingham Alabama buy working with you to improve your credit scores so you will qualify for the home you leasing. Getting your credit back on track can be stressful at the least sometimes seem hopeless, but don’t worry. Superior Credit Repair has the answers. Our Alabama Lease Purchase Program is here to help.
Step 1
Check your credit score. www.creditscore.com www.creditreport.com www.creditchecktotal.com If your scores aren’t where they need to be then we can help raise your scores through our Alabama Lease Purchase Program.
Step 2
Get with us.
Alabama Lease Purchase Program services are intended to help people buy homes by:
- Removing Negative Items From Their Credit Reports through credit repair
- Rebuilding Their Credit With Positive Trade Lines through credit repair
- Teaching How To Maintain Good Credit through credit repair
- Finding The Right Dealership To Complete Their Next Automobile Purchase through credit repair
- Finding The Right Mortgage Broker To Complete Their Next Home Purchase through credit repair
- Knowing their Rights Under The Fair Credit Reporting Act through credit repair
Pros of a lease purchase option for homebuyers
Lease option advantages
Leasing with an option to buy can be a smart strategy for homeowners and certain homebuyers. Here are some of the pros associated with rent-to-own agreements.
For the buyer: A means of gradually achieving the goal of homeownership.
An affordable option for those buyers who don’t qualify for a loan or who can’t afford a down payment.
No credit history check. The ability to rent and pay off the principal cost of the house simultaneously.
Consistent payments over time to improve credit scores. An opportunity to test out a property before committing to it long term.
An opportunity to become familiar with local schools, the neighborhood and the community. The final purchase price is determined in advance and immune to fluctuations in property market values.
There are no competing homebuyers.
The extra monthly cash outlay is essentially returned to the tenants who buy the house.
